Leave out the emotion, the lies, the manipulation, etc.

Then you can make the appropriate moves when the wind is more at your back and there is less emotional involvement in your decision making. 

I like to stay in the working class areas as they make enough to pay the rent and bills, but don't have the financial discipline to save enough to purchase their own home. 

You only get paid enough to continue.3) You don't need a dozen self-help books, all you need is action and self-discipline.4) YouTube University, podcasts, and the internet will only take you so far. 5) Book smarts make interesting conversation, street smarts make money.6) Find someone who is successful doing what you want to be doing and ask questions.

Bid to serve yourself, not serve your emotion.3) Develop your own thesis, stop asking others.

You don't live "bad" financial discipline, accrue wealth and THAN gain healthy financial habits from the $, that's nonsensical.

Emotion attracts that.

One challenge was managing extensive renovations on a modestly priced home, requiring disciplined budgeting and planning.

Geez, there’s so much opinion, emotions, beliefs, and personal experience in this thread.  

My post was an emotional response.