Quote from @Brandon Ja: Caleb, Bryan thank both of you for your input.  

Bryan Field’s journey is definitely inspiring, and you’ll find plenty of supportive people here who can share insights and experiences.

Well, this is a wonderful thread.All I can really contribute with enough experience to be absolutely sure of what I say: if you live on the coasts and your spreadsheet tells you your best passive returns over the long haul are going to be in the Rust Belt in cheap rentals, then your spreadsheet needs to be looked at by someone with a lot more experience in cheap Rust Belt rentals than you have.My own take on the musings here of why everyone wants to quit their job these day and its possible connection to young people and their participation trophies, their possible work-ethic failings, moral turpitude, contemptible world outlook, lack of grit, et hoc genus omne...yeah, I know I don't know squat about all that.

Sincerely, Bryan Stengel Phone:  516-287-0364

Twenty years ago I purchased an old car dealership at auction in Bryan, Texas for about 10% of REPLACEMENT value.  

Quote from @Bryan Stengel: That's great that you have 85% equity in this property already. 

I know many of my past borrowers that make a living trading these very low valued homes in Detroit. and other mid west rust belt markets.

Quote from @Bryan Devitt: They want to take on the hell that can be taking in foster kids and you're asking if you can squeeze more money out of them?

Adam I bet dollars to donuts this is not CA property sounds like D class rust belt or mid west.Chicago etc.

Here there is a 25 GPG hardness and .2-.8PPM (not sure specifically what my rental has), which leads to buildup and rust, in addition, there has been a history of too high magnesium which caused an advisory from the city itself about potentially unsafe levels of magnesium.