For example, whole life insurance has at least 5 different terms associated with it now.

Scott's issues, via the American Arbitration Association.

When it comes to finding good wholesalers, a few approaches have worked well for me and others in the industry:1.Local Networking & Meetups:Check out local real estate investor associations and networking events in the Akron/Cleveland area.

Either way, there are a wide range of tax consequences associated with big withdrawals from any of these accounts that can't be ignored.What is Your Current Plan? 

There are some solid real estate meetups in Phoenix, and groups like AZREIA (Arizona Real Estate Investors Association) can be great for networking and finding deals.If you're open to it, I’d be happy to connect and share insights on the local market.

An old business associate once told me "There are two people in this world you make sure you pay...the IRS and your attorney."

Using a 203k, you'll usually have quite a bit of equity that in 1-2 years you should be able to refi out of the FHA loan product into a conventional removing the MI associated with FHA loan products. 

If it's the same 212 loan that I have some high level knowledge on, they offer fix and flip loans and are generally associated with a specific wholesaling firm. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Disclaimer: I am a licensed real estate broker associate in Florida, not a financial advisor, lender, or attorney.