The FHA could view this as a breach of your loan terms.Recommendation: To stay compliant, wait until January 19, 2025 (12 months from your closing date) before refinancing or transferring ownership.2.

I am into my 3rd year waiting on both properties with zero help, always you say you are available but what is the point when there is no concrete update or help to expedite knowing we trusted you going into these properties.

FYI, an order has been filed in the lawsuit Kiyco Concrete v BTC stating the case will go to trial in the 5 weeks starting October 14th.  

-No concrete business plan, financials or actual equity shares are being disclosed to investors, which need to be.

The entire reason I hired a company is they are the experts and I expect them to take full accountability of making sure I am in the know and 100% compliant.

@Robert B Azimi measure it and call a concrete guy.

It's too much risk for me until someone can give concrete suggestions of how insurance policy(ies) can accommodate the rental arbitrage scenario.

You can use petscreening.com to handle this task for you and ensure you are compliant, but I still recommend you really understand the law so you can answer questions or assist with requests. 

Even if it is sitting on a concrete foundation.

First floor must be commercial and must be ADA compliant.