The house I will get is in a lower income area, currently worth $95-100k, and she still owes about $25k on it.

Maybe it isn't worth it, but you should consider the numbers and decide...that could push you towards purchasing another rental. - You mentioned paying down/off a rental and needing to consider the tax implication.

Also turns out we had some important mail go there etc… so civil correspondence ended up worth it.  

You have to buy more with your 1031 than your portion is worth.

I would never work with them again because the small discounts just is not worth the headache.

So if it takes 10,000 calls to get one closed deal  that's $4k per deal which would still be worth it.

I remember after the GFC reno planners wanted to attract more regular businesses and get away from gaming.Great thread, thanks 

A straightforward way to estimate value is by looking at the price per square foot and using that to calculate your property's worth.In situations like this, it's worth spending a couple of hours yourself to get a solid understanding of the market.

Not sure what the property is currently worth.

And how does the 10% Shop Card work—was it worth it overall?