The upward trends may appear to be slowing, but home prices typically do not “decrease” without some sort of direct cause.

It's that time of year when it's hard to rent - no matter how you decrease the price, that just attracts less qualified Tenants.Zillow provides a lot of junk emails, however, it gets better Tenants than CL, for example.So, I scanned my printout for terms and rules for Tenants (I have it in each rental when Showing) and copy/paste that pdf copy into my answer.My requirement is in the add to text me, however, there are still plenty of emails: I answering the same way: copy/paste the list into text or email.Main thing is to answer quickly: when you've got email or text, send it back ASAP - sometimes people impressed with minor thing.....maybe they don't expect to get any feedback from Zillow or CL that fast.That's why I don't do month-to-month lease - I don't need winter turnover.

If your family / marriage situation changes, you can decrease or end your roommates and just have a family house.

According to the formula, shouldn’t this decrease the Gross Rent Multiple?

I understood the upfront topic, make sure the funds are decreased if any offer I make.

Then, decrease the rent. 

Over time, the interest portion decreases as the loan balance decreases, and the amount applied to principal increases so that the loan is paid off (amortized) in the specified time.amortization scheduleA table which shows how much of each payment will be applied toward principal and how much toward interest over the life of the loan.

(Less competition seeking for Properties) while supply keeps decreasing, demand keeps so ... rents keep moving upwards.I will chase Curtis down ! 

I know that I will only occupy a unit for a limited time, and the house-hack is just a way to get more favorable rates, better loan terms, and elminate, or severely decrease my housing costs today.I am sure there is someone on BP who has built some wild spreadsheet, or other model where you can actually calculate the value of no mortgage, but for me, as long as I am covering most, or all of my PITI while I am occupying a unit, and the deal works as a stand-alone investment deal, then I am done running numbers. 

As for investing in "ghettos" I would say I have invested in mostly "ghetto" neighborhoods and have seen the crime decrease steadily over the years and the demographic change rather quickly.