I've done a few so I'm typically offered 90% LTC.

Midwest cities with populations under 300,000 typically have cheap property taxes.

Typically, the tax is based on the assessed fair market value of the property at the time of the transfer, even if it’s not a traditional sale.

These straightforward requirements make the process accessible and convenient for buyers.The initial setup costs typically range between $500 and $1,200 USD, while annual maintenance fees are generally between $500 and $700 USD.

I am a current college student and gained interest in real estate as I am working on a project focused on finding ways to expand opportunities for real estate investors.

I'm not counting those since I don't manage them, but I typically avoid cities and states with laws antagonistic to landlords.

The reality is the land has value.I believe you are typically far better purchasing a different property with conventional financing than adding an ADU.  

These loans are short-term as you mentioned, typically 12 months, so you'll need to refinance before that balloon comes due.

- A 0% down, seller financed deal, typically equates to little to negative cashflow!

Consider the "2 of the last 5 year rule" to avoid capital gains.