Thanks for your comments - can you guys elaborate a tiny bit - what would that look like for you and how would It differentiate and be more valuable than a normal design consulting retainer from another designer?

Basically, I want to make sure that my tenants will be able to pay if one of them ups and leaves, disappears, or gets hit by a bus.Is it ok to require minimum income of 5x for household and let's say 2x for individual?

The town is surrounded by farms and the median household income is about $39k while the median house price is about $96k.

I think the theory now is they are not as readily available .. and you do have to work those.. you just dont buy the note and sit back and collect and then get paid off never once missing a payment or ever talking to the borrower.. your in the asset management debt collection business its a business and can be a darn good one.. but think its different than being just a passive note investor.. your a different investor plus your dealing with tiny dollars..  

The tiny home generation loves these.

Mostly because Bryce achieved financial independence /retirement via real estate and he was making a modest salary in a one income household .Many times we hear about the couple each making six figures at their jobs .

But we're looking at the number of home buying households here, so we should be including everyone, right?

We stumbled upon this while looking for opportunities for land to build a tiny house community for the homeless. 

It's true.. around bp I am a tiny fish in the commercial side.

Our median home prices are a little more than 4 times the median household incomes.