(Surprisingly, the blue states of Maine and New Hampshire did see solid growth, along with the not-so-surprising Washington.)But what about their growth over a longer time horizon?

He is 23 y.o and about to start full time job. 

HELOCs are specifically helpful in this case so long as you are consistent with paying it back in a timely manner for the next transaction.

Let's connect Wednesday afternoon or Thursday if you have time. 

I invest out of state because at the time, I could not find anything that would meaningfully cashflow, plus a $150k deal was a LOT less scary than a $800k deal!

I have said it before and I will say it again, my wife’s friend said it best when she said “The last time I trusted someone, I had twins.” 

4) Bathroom time limits?

Depending on the type of commercial you want to get into my suggestion is to go work for a company that does commercial real estate as learning from people who do it and getting paid at the same time is not a bad strategy 

Quote from @Joy Daniels: As a short-term property manager I've seen how this industry changes so often—new guest trends, tech tools, and regulations seem to pop up all the time.

That is a deal-killer for some groups and others will cut back leverage, so be prepared that way2) Make sure it is with a lender that is licensed in ID, it has some different rules up there so confirming ahead of time would be good.3) Include those monthly escrows into your monthly expense calculation, DSCR lenders do, so make sure you are on the same page4) With that, make sure that the lender you work with will go down to 1.0 on their DSCR if it is going to be tight.Good luck in your decision!