However I hear of people getting quoted $7800 still so I feel like they through out whatever number suites them.

It's important to note that investor loans like DSCR or fix and flips are best suited for private investors who don't need to meet residential mortgage guidelines or overlays.

Roof, swimming pool, interior, exterior, driveways, landscaping, etc.

However, it's worth exploring all options with banks and lenders to see what best suits your needs.

It is only for suits involving monetary damage. 

I assumed that Seattle would be one of the toughest areas, I live in central Washington and am trying to figure out if the rest of Washington follows suit with the difficulty’s that Seattle has going for it! 

Please just post your inquiry one time into whatever forum best suits the topic.

These are properties that with minimal work they can be set up for a duplex like places with a mother in law suite. 

Not sure what your current living situation is, but you may have an opportunity to get into a new home with a Mother in Law suite, or an ADU that you can STR, just to see if that rental strategy works for you.

The bank who financed the construction was really pushing the end loans, but at the end of the day they were far better suited to the commercial loan than structuring a loan for the buyers.