In general broad strokes, the market's doing the same thing as many markets, ultra competitive with very low inventory.

With one stroke of the pen the Tenant becomes Home Owner, simply and in my opinion ETHICALLY. :)

Since my brain annu rims and a stroke 6 years ago and still not walking I have learned from this site for about the last 18 months and not felt a bunch of stress.  

When I was 54 years old I had a brain anuerism and a stroke.  

Numbers vary by lender but a broad brush stroke is 80% of purchase and 100% of reno is financed into one loan but the total loan amount wont exceed 70% ARV or 85% LTC, which ever is less.

Other than the broad strokes above, I do have some more specific questions...It seems like a lot of places have incremental up charges.

You just need to negotiate the seller financing terms in broad strokes. 

It is an example of a stroke of the pen over the past 4 years causing a product to go up. 

(horrible timing on his part)Monthly payment PITI is approx $3400, local rental rates are $2800 -3000 topsNot in an area conducive to STR and can't afford to set it up for such.The only solution I can see is him slashing the price and stroking a check at closing if it sells. 

you had to have actual cash down and you have to acutally qualify.. in reality HML in those days did the 80 10 10 s in our area that's how I bought my first home.. 10% down saved up the 10k for the down stroke.. ( lot of money in 1976.)