I'd call the bank directly (through a number you find on google, not written on the request for information) and get confirmation before sending your sensitive information.

Maybe I am too sensitive to your use of that word, but ignorance is a problem you can cure yourself.

If we start with a cash flowing investment, add predictable value to it, use a conservative exit assumption, and show sensitivities around that assumption, we have a predictable range.

Yes, sub-2's are okay, but obviously you don't want to do this on an underwater asset and if you do a sub-2 you need to ensure you do it properly to protect yourself and borrower as these transactions are very sensitive.

Second, sensitize rents for a downside case in which you need to modestly reduce rents to keep occupancy levels high.

Too much humidity and moisture for the pressure sensitive glue on the back of the tile; too easy for glue to fail and don't even think about adding a glue to help it stick.

Any help would be appreciated especially with the sensitivity of the situation. 

Hope all works out in your investing journeyBy the way a mortgage broker was recommended because they have access to various resources and might be able to point me in the direction of a lender (s) sensitive to my situation.

Those are time sensitive jobs.

If I were in the complaining tenant's situation living in the offended apartment, I'd go next door when I smelled the crush of the cush, and let the neighboring tenant know the very heady aroma of their wicked weed is bothering my sensitive sinuses.