@Joe S.I would say BP does a good job as well as its membersFor example when peerstreet went under people were on BP blasting them because “they did not know” they invested in unsecured debt because they noted they invested in secured loansBut if you read the literature it was clear the investors were unsecured even though the company invested in secured loans (which this structure is not uncommon) - they were called out for this.There are components related to communication that cannot be verified unless posted but most documents and property transfers (like the one I assume is referenced in the start of this post) cannot be disputed.

The fed did lower rates more or less directly in 2008 when they started buying agency mortgage backed securities which sets mortgage rates directly.

By leveraging our financial resources alongside Ron's contributions, we were able to secure the property quickly and allocate funds efficiently for the $25,000 renovation.

Your victory comes when you get to that point and decide to keep going, when you want it so bad that you can't stop.

All three generate leads from insurance claim residents and traveling professionals (medical and the trades).One of the advantages of FF has been that it's forced us to have systems in place to create leases, accept security deposits without co-mingling and provide "live" customer service. 

I recently secured my first off-market property under contract.

After a few long months we secured a long term retail tenant to call this place home.

So this is common thought and why it is a real challenge to get debt secured by the ADU value add at higher than 50% of the addition cost. 

Do you have to keep the security deposit in a separate account?

The information is typically - lease start and end date, how much rent is, what the security deposit is, and how much in advanced rent there is.