It’s a longer-term game, though, with higher upfront costs.I’d say spend some time researching your target area and connecting with local investors or meetups—they’re goldmines for market insights and networking.

As long as you're not in a rush, we always recommend spending some time asking questions of DSCR lenders you might be looking at.

It's a good time to review markets, but living in China there are a lot of other closer, international markets that could be options as well.

Also consider all lenders will require to review your insurance when underwriting a loan and it's likely a violation of your existing loan documents to let the properties go uninsured even if they didn't require insurance escrows. 

That being said due to the number of sharks out there I would only spend money that I can afford to lose. 

Frankly, I'm surprised by all the positive reviews. 

Also, what if you spend thousands of dollars on a brand-new DADU, only to have the seller reaqcuire the house?

The ways around that are to build a business around supporting their voucher and inspection program and spending no small amount of effort ensuring they are smoothly servicing your rentals. 

These can be great for making initial connections and learning about specific markets.Since you're thinking long-term, consider spending some time in your target markets to build relationships with agents, property managers, and contractors.

I don’t want to spend a month in a dump.