Unfortunately, you must refinance the property completely with a new mortgage in order to pull equity out (or pursue a line of credit with a local bank). 

As easy as this sounds, it's not simple and usually like pulling teeth.

Since I am not buying a distressed house, I couldn't pull my equity out by refinancing.

Our goal is to pull out some of the rehab money we put into the property.  

The last house I bought, was brought to me off-market by my agent, and it's seeming that off-market is the only way to get good properties without the MLS prices.I've recently got a nice business card printed up, and would like to start a direct mailer campaign, using BatchLeads to find multifamily properties in the local towns that I wish to invest in.I have a pretty strict criteria about what I'm looking to purchase at this time:-Legal 2-or-more unit large Multifamily (not required to be owner occupied)-Each unit should be at least 3 bedrooms (so if it's a duplex, it needs to be 6+ bedrooms)-Sewer (not septic)-Gas (not oil)A lot of this information is not readily available online, so once I start my mailers, I'm sure I'm going to find people who eventually respond, but that don't have criteria which match what I'm looking for.I feel like it would be a waste if I paid a bunch of money for direct mailers, and then someone reaches out to me to sell, but their house doesn't match the criteria of what I'm looking for -- I don't know anything about wholesaling.What can I do to monetize these leads, or is the answer is that I need to learn Where do you pull your direct mail campaign list from?

The amount of STRs that will pull out in non-regulated areas will flood the LTR and MTR markets I am presuming.

Some lenders conduct internal soft pulls and don’t release reports because it’s just an “inquiry” others will do full hard pulls with Factual Data or Xactus for example and those generally are full hard reports that can be shared (should be at least..)

As far as limiting risk, I am going to aggressively pay off  leverage to maximize my pure cash flow and not pull any money out any money. 

Quoted $5K in closing costs but ended up being $7k to pull $94K in equity out of home as a 2nd mortgage (additional cost was insurance). curious if the below info seems “normal”appreciate the feedback.

Ong keep reading many different books, articles, news, research on real estate investing and then you’ll start to pull your preferred themes that run through all.