My practice is primarily focused on real estate investors and their various transactions.

But  They are also taking the full cleaning fee as well separately …is this normal practice?

That is just a good practice as ultimately it is your cash on the line.

The exception is a reverse mortgage which have breach terms that include death of last debtor on title or a surviving spouse.From a practical standpoint, mortgage lenders and their loan servicers are not looking for a reason to accelerate (call loan all due) but may be triggered by poor admin practices of sub-2 buyer.

I personally did a double major in accounting and finance and while I do not practice accounting as a CPA or bookkeeper or anything it has helped me tremendously to navigate real estate and understand the tax code or where to find answers to tax questions.  

Yes but will you practically be able to watch it all?

.- **Civil Liability**: In addition to criminal penalties, the company could also face civil lawsuits for fraud, where the affected parties could seek compensatory and possibly punitive damages.Given the potential legal consequences, it would be advisable for any property management company in such a situation to consult with legal counsel to ensure their billing practices are compliant with the law and to address any issues related to past billing practices." - ChatGPT

You could benefit from meeting with folks that are actively applying theory into practice which could help clear up the mental fog you're experiencing. 

I also avoid contractors who have dedicated sales people who drive logo wrap vehicles.I tend to support diversity where contractors who were born outside of the United States or were Veterans in the Armed Forces have worked out best for us.What are your best practices for choosing contractors?

I have read some of the comments where some people offer referrals fees and practically take possession of the client.