There are very few lenders that will allow you to close in a personal name in FL.

Every loan and bank will have its associated fees and cost as its the price to do business but if you see more leverage in tapping into existing equity that could very well be the case.

Even if you personally have just a modicum of design aesthetic sensibility, after reviewing 20 or 30 properties, you will quickly be able to get a sense of the winners.My 2 cents,Mike

From what I have researched they seem legitimate but the person I am working with is flakey, takes forever to answer questions so I thought I would see if anyone else had experience with this lender.  

It's definitely tricky because you want to be considerate and you are also running a business.

Welcome, great community here on BP but also in-person in Central Texas, definitely encourage you to get involved in the lots of groups and events in the region!

Have you calculated what your (monthly nut) is you need to survive business wise and personally?

I have personally invested in these types of properties in Alamance county.If you're open to STRs there's properties up and down the coast as well as lots of mountain vacation properties out West in places like Asheville, Boone, Hendersonville, Cherokee.

I'll use these next 20+ years to not only evaluate Real Estate, but other income sources (businesses) to see if I can find something.

Because immigrants take on the jobs that keep industries running, allowing businesses to expand and hire more people at all levels.