Many people are overpaid and other underpaid in the economy.But I do agree that there are numerous bad agents out there.

In terms of the loan(s), I currently have a steady and competitive W2 job and very low DTI, however I’ll ensure to verify the rules and regulations for rental income when shopping lenders, so I don’t hit a roadblock when buying the next rental. 

Additionally, for rate-term refinances, many DSCR lenders have no seasoning requirements at all.Easier qualification: DSCR lenders have much lighter qualification requirements than conventional or portfolio lenders, such as no DTI, income verification, or tax return hurdles that can slow down or disqualify loansFlexibility: While conventional and bank lenders are heavily regulated and follow standardized rules, DSCR lenders have much more flexibility and control over their guidelines.

Bonus depreciation is phasing out, but a cost segregation study can still help with tax benefits.Make sure to stay compliant with local laws and HOA rules, as regulations are strict.

It does come down to your goals, your time to allocate, your business sense, your ability to bring or raise capital, and what you are trying to accomplish.I am personally not a fan of short term rentals, as it appears regulations in many cities keep making it harder.

I've sent him numerous emails specifying what I want and I now have a bunch of unanswered texts asking about what's going on. 

Ensure your attorney is well-versed in lending regulations and set up a strong legal framework.

@Anibal Mijangos - Rental arbitrage is a great business wherever you can find below-market rental units and favorable STR regulations in strong Airbnb markets. 

Careful regulation and oversight are needed to ensure that such programs truly benefit those they aim to help without unintended negative consequences.

Rent-by-the-Room (Long-Term)If local regulations allow it, renting out units by the room might generate more income than traditional long-term leases.