Or are you still going to be cash flow negative?

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Putting less down may subsequently put you in a break-even scenario or possibly even a negative cash flow.

Just remember: most negative reviews are written by problematic tenants.

In your case, the negative 75% return in the first year, and the 100% gain in the second, are averaged to give 12.5%.

Has anyone else gone through this exercise and can shed some light on the positive and negative aspects of the different approaches?

Ideally- would love to be in C+ or better, cash flow is not a priority but also don’t want to be negative.  

That would put me at negative cashflow of -$750.

@Paul FlorezI would myself be hesitant to refi and go negative with my cash flow.

I will definitely be applying everything you mentioned.When you price down during off season does it positively or negatively affect your monthly earnings ?