If not, is there anything I'm missing to increase my Return on Investment (ROI) or misunderstanding?

Insurance also doesn’t protect you from misunderstandings, especially those made in writing and email.

Insurance also doesn’t protect you from misunderstandings, especially those made in writing and email.

Insurance also doesn’t protect you from misunderstandings, especially those made in writing and email.

With depreciation many times my income for a property is negative, and I offset that against other income I have.I think the misunderstanding with your image is that it is just saying you subtract it, it does not say it must be a positive number. 

I always make sure the security deposit is a different amount then rent so there is no misunderstanding that the security deposit is not the last months rent.  

I'm new to owner financing and I may be misunderstanding insurance policies from a lender's standpoint. 

Is it a misunderstanding/miscommunication or is it not legal in your jurisdiction? 

Signed paperwork for the other property, then he pulled out this property's paperwork, and now there must have been a misunderstanding as its $169k. 

Some people fundamentally misunderstand how air conditioning works.