No reason for me to go the through the hassle of the sale process unless there is some type of gain which the investor is open to and this is where I need the advice.

@Alex Washburn makes really good points - the process is definitely not easy. 

It’s great that you’re being thoughtful about the process!

If someone had gotten hurt and sued for $1mm then these coverages would have kicked in.Having been thru the claim process on a total loss.

I am a broker in the area and I'd be happy to help you through the process.

There is no question that fires in these areas are caused by man developing in what was vacant areas where even if there was a fire ( which there has been over the centuries) But these were not in the thought process's in the 1900 until the 60s before CA recorded the subdivision map act  into law.. you just platted and recorded Just look out in the high Deseret there are 1 mil platted lots with virtually no homes but nothing to burn..

I plan to use the 10k Club to make money by being a bird dog for times when I don’t want to go deep into the process to make a profit.

I am in the process of closing on another house in Oregon.

It sounds like you are off to a great start for 2025 and have a good plan.Finding good deals is often the most difficult part of the process. 

There are far too many regulations, the transaction is a much longer process, and we are talking about someone's biggest purchase.