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I don't have any pending legal issues at the moment, but I've been thinking I should find a lawyer that I can go to for questions, to review documents, leases, etc so that I can have confidence that I'm not making any silly mistakes that will get me into trouble later on.

Looking to move end of 2023 but can legally buy by end of Nov provided move in within 60 days with 5% down.So when does she reward herself?

Get a DBA and use to open a business bank account.Have your properties "hire" the DBA to manage your rentals and collect rents.Most states require a lease to identify the owner of a leased property, whether a person, trust, LLC, IRA, etc.Landlord = Lord of the Land = Owner per deedAgent = someone legally representing the ownerProperty Manager = Agent

If the missing spouse has since passed away his or her legal representative (PR, Executor, etc.) could sign. 

It would be unfortunate if you bought a condo and later realized that you could not legally do Airbnb. 

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Also, I'm pretty sure it violates Frank Dodd or one of the other acts since you legally have to show/document that the borrower can reasonable pay back the loan.Sounds like you have a 5yr term loan with a 30yr amortization. 

Melissa Hi Melissa, DSCR loan guidelines vary per lender and are always changing.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.