For instance, the average annual return on the S&P 500 over the past 90 years is about 9.8%, while the dividend yield on whole life policies is typically 5-6%.Opportunity Cost: The premiums for whole life insurance can be significantly higher than those for term life insurance.

Of course renting make sense in many instances, lucky for most of us here!

Luckily, there are plenty of other markets in the country—in particular the Sunbelt—that offer similar cash flow potential without the downsides you mentioned.A place like Birmingham, for instance, may fit the bill here.

Alternatively, if you're looking for help finding your next investment just let me know - I come across off market deals as well that might fit your criteria (for instance right now I have an off market unique multi-family in Matthews). 

(Kabir)In this instance, the first few who do call on it will likely be kept whole.

If you're not familiar with the scam I'm talking about, it's this one and it's super common right now: https://www.nar.realtor/magazine/real-estate-news/law-and-et...Here are some other threads about it on here:https://www.biggerpockets.com/forums/311/topics/1096347-sell...https://www.biggerpockets.com/forums/530/topics/1124674-bewa...Apparently these scammers are having some success.

I have seen instances where clients convert to a two unit and the property is worth less than if they did a higher end rehab of a single family.best of luck!

In Washington for instance, it is actually a felony to solicit someone who is or someone who MAY go into pre-foreclosure.

With an irrevocable trust, for instance, the property is considered outside of the personal estate of the grantor, which can lead to different tax treatments compared to a revocable trust where the grantor maintains control over the assets.When it comes to capital gains tax, it's not just about whether the property is in a trust but also about how long the property was held, the basis at the time of transfer into the trust, and the selling price.

@Evan GaterBoth are not seniorThe one that was recorded first (lower book and page number) would be the senior in most instances unless it was recorded inproperly and there was a subordination agreementTypically the higher value loan is first as well when recording at same time.Hope this helps