It essentially involves discoloration of the walls and vaulted ceiling that highlights the framing of the house beneath the sheet rock.Well, I have the walls and ceiling scheduled to be repainted but now my tenants are claiming the issue is mold related and threatening to contact an attorney.

I suggest making some type of credibility packet that highlights your experience and education. 

I'm not an insurance professional but I am a real estate investor/manager; which ever route you decide I would just highlight that you are getting insurance for a reason and it defeats the point to have 'coverage' that will not cover you when you most need it or go with a company that is not stable to support your claim should you ever have one - Me personally, I'd rather pay a bit more for absolute coverage that to pay cheaper premiums and one day turn for help from my company only to realize that they won't.... but the premium was cheap.

I try to highlight this clause when a new tenant signs a lease so they know in advance. 

Screens, TV/computer/phone will effect the tired sensation and likely keep you up longer than you wanted.

highlight=WaterfallGood Luck

With my clients I highlight the good, the bad and the ugly and offer my opinion of the property and whether it would be a good rental and also look at exit strategy further down the line.  

Houston Real Estate Highlights for December and Full-Year 2018 Despite uncertainties amid Houston’s ongoing recovery from Hurricane Harvey, 2018 proved to be a record year for Houston home sales with 82,177 single-family homes sold versus 79,143 in 2017, the last record-setting year.

I hit all the highlights.

Let me do 2 hypotheticals with the exact same interest rate to highlight something.$300k loan balance. 4%.