He used to do timber harvesting back In the day.

Did you do loss harvesting this year?  

Reputable lender who is easy to work with on front-end & also on an ongoing basis during servicing - no bait & switch soft quote then change terms, no loan to own type outfits/predatory loan docs, streamlined annual reporting, etc. 2. low long term rate (preferably 30 yr locked fully amortizing), 3. ability to harvest some built-up equity w/cash out (not necessarily max this out would run numbers on various scenarios), 4. then several other secondary-level type terms to consider in overall picture: competitive upfront fees/closing costs, pre-payment penalty length/terms, recourse/non-recourse, assumable/not assumable, max LTV, desktop vs full appraisals, etc. 

I hope to make it down to visit our properties (we have some in Merrimack and the new one is in Harvest) sometime soon. 

Sell it, harvest that equity tax free, and roll it into your next investment.

It reminded me of what my father used to say "If I could do it all again I'd buy some cheap land, and plant black Walnut trees for my family to harvest after I die."

Technically, it will be a cash-out refinance, since you're harvesting money beyond just paying off the current note.

Find an experienced wholesaler and harvest that relationship. 

The loan is funded, buy the property and begin the harvest, payments assigned can be on a split, amortized to repay the loan over the timber contract period.A timber broker can help you.

Too bad they can't harvest tumble weeds or sage brush.