I suspect the builder has crappy credit and can't get approved on their own.Also, as a former banker myself, local banks aren't generally interested in financing new construction on this size of project or a builder that doesn't have extensive experience in these type of builds, in my opinion.I realized as you were writing that I wasn't clear on the point.

AI can write a listing description for you for free (it won't be good).

Ask them if you can speak to some of the borrowers they have lended to find out if they enjoyed working with them

Lets see what happens  Always buy the way down and enjoy the ride up.

If you enjoy the hands-on work, keep in mind that managing as a GC might pull you away from that.

Land doesn’t depreciate, and while buildings require maintenance, they usually gain value as markets grow, demand increases, and inflation takes its toll.Real estate investors benefit from a significant tax write-off based on the concept that properties lose value over time, even as their market value skyrockets.

Quote from @Jake Hughes: How do you write a contract for deals when using OPM?

I am new to this forum and after enjoying scrolling through tips can anyone help me with a constant problem.

Your write offs are also not effected, so you can write off miles also as an individual owner.

If you've enjoyed a lot of appreciation in the value of your primary home, you may want to start a timer to sell before losing the "lived in the house for 2 of the last 5 years" capital gains exemption (limited; not infinite, but big).