Fairly common here in Cleveland.

FHA-Owner Occupancy Loan, to limit down payment to be able to utilize for maintenance

Research local market rates to set competitive rents, and consider offering utilities or furnishings to attract tenants.

Directed Trust is another common one.

Same with anyone who gets 20 experienced-backed responses to their question yet ghosts the thread. non response or proper thank yous on PM's have caused me to not do those anymore I might write one sentence but it is weird how common courtesy does not resonate  with so many people on SM or maybe just on this site..

People thankfully aren't stupid and have common sense.

A common rhetoric is "if you find a good deal, the money will come"..in my experience that is false.

I'm concerned that the combined load of heat pumps and ancillary heat strips, along with other appliances, might exceed the 100-amp capacity during winter.As part of our future plans to add a third unit and separate the utilities, we intend to install two additional meters: one for common areas and one for the new unit.

They are rarely reported accurately by realtors on the MLS when transactions close to begin with and I don't believe anything other than the contract sale prices are utilized although an official study on this would be very interesting albeit a painstaking process to undertake. 

If you’re looking for a cash out refinance utilizing a conventional type of loan then you can certainly pay off personal debt.