Sometimes if you are renting the unit and it is not insulated properly, then you hear footsteps and conversations from next-door units, so tenants complain a lot, but there is not much you can do.Also, one time the unit above mine leaked water into my unit, and the HOA said I needed to talk to people living above mine to fix the issue and they didn't have the fund to fix the bathtub from leaking into mine, so I had to pay for the repairs.Sometimes working with HOA and is painful, but other times is easy if the unit does not have problems

Conversely, you will run into people on your list that just seem to be a waste of time, so you’ll want to avoid them.

All cost seg companies will eventually point you back to having that conversation with your accountant, so starting at the accountant level is going to save you time

And Im a top 1% agent with a general lead conversion rate of 35% on my self generated leads. 

Hey Jerome,From our conversations, on a conventional primary residence loan without tax returns you wouldn't be able to use this as additional income. 

Hey @Akara Ambak - your first conversation should happen with an architect who has a better idea of what to do in these scenarios. 

It will be used for the construction of an ADU conversion with possibly some cosmetic rehab costs in the main house.

I (sort of) understand your insistence on deflecting conversations of alternative investments in the other forums since 95% of the debate is about taking a second position HELOC to move the debt to a different vehicle and accelerating the pay down.  

Patrick Heller did burst my bubble at the end of our conversation.

Update on ConnectLinx.com - The company refuses to have a phone conversation even with a seasoned enterprise client which I find very odd for a platform looking to replace Rentlinx...