If I go the broker/dealers, they only talk about projects north of $10M.

I don't work in the St Louis area, but my go to for insurance during the flip phase has been a local broker in the market I work. 

I'm a local broker and investor, we have over 100 Airbnb rentals and a lot of our clients like to use the homes part time. 

So my insurance broker says he cannot be added.My attorney advises I should maintain the previous insurance plus setup a new one under the LLC in FL who is the beneficiary of the Trust and then to add the Trust as additionally insured.But i would like to avoid double paying for insurance.Will you guys please advise on how to go about doing this?

You need two years of experience under a Broker before you can break out on your own.

Maybe rephrase your questions or a new thread and copy in @Chris Seveney  he is very experienced lender with capacity you dont want to waste time with a bunch of fake lenders. and you brokers or HML are not going to touch this loan thats a fact.

Add the Trust as additionally insured on the new policy.The complication is that the seller no longer holds any interest in the Trust, LLCs, Deed, or Settlement Statement, which my broker says prevents them from being added to the new policy.

Requiring a real estate broker/salesman's license to operate as a wholesaler and, or 2.

I’m Jorge Vazquez, CEO of Graystone Investment Group and a licensed broker with over 20 years in the Florida real estate scene.

I.e. if this property were located in Oakbrook/Centerville versus Miami Chapel/West Dayton, you will have a dramatic shift in price and operational ease.I would talk to brokers in the area.