Then they continue to just flat rate charge us a fee for the water which for a typical residence 3/2 house is about $1400 per year for all the water you can use.

Hard to say what rates will be doing then or before (without making wildly inaccurate predictions that will come back to haunt me), so I'd just say to ensure you know what kind of (or if a) prepayment penalty is baked into the loan.

Admittedly, it seems like he is needing to be a lot more hands on with the cheaper one, as she does not seem as experienced or knowing what questions to ask on front end to get a design knocked out quickly and efficiently.Things to think about with being an Airbnb host, that sort of stem from these questions: beyond some wall color choices and furniture selection, who is picking out dishes, flat ware, towels, blankets, sheets, pillows, mattresses.  

Airbnb is flat, we never had insane airbnb numbers and it never crashed either.

Just make sure you buy right and bake in a very conservative underwriting. 

Building: 3 flat with an enclosed Chicago porch where the flat (sloped) roof extends over it.

ADR and occupancy is pretty much flat year over year for me.

You're making a lot of assumptions that are flat-out wrong.It's whether there would be a benefit from an association for a particular person.

They used to charge flat 7% for everything.

There has been a lull since January 2023 to nowI think some NAR group researched that the Jacksonville Market had no growth / small negative growth in 2023.That is expected given the high growth in Jacksonville from the prior 10 years.I think the first 1/2 of 2024 will continue to be flat / negative.