Well I looked into the document and lo and behold it was in the policy.  

Provide an interim document: If your lender is willing to work with you, you could submit a document showing the refinance has occurred (e.g., confirmation of the new loan terms under the new borrower's name).

Mostly for document upload.

I have an attorney who reviewed all my documents and mentioned we have enough evidence pictures/email conversation to take them to court and claim back all loses which I am considering if they don't take care of my case properly.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

https://www.biggerpockets.com/...12 Frequently Asked Questions (And Answers) About DSCR Loanshttps://www.biggerpockets.com/...8 More Commonly Asked Questions and Answers to DSCR Loanshttps://www.biggerpockets.com/blog/eight-questions-and-answe...What Documents Do You Need for a DSCR Loan?

Document the condition thoroughly for future reference and estimates.If the property is of interest, it’s crucial to have professionals assess potential structural damage, electrical issues, or mold remediation costs.

Document before and after with pictures as evidence.

Also, be sure to clearly outline the agreement you have with your investor in a signed document so that there is no confusion on the back end.

We also can't have renters dealing with the humidifiers as it is a mold problem/foundation issue if it isn't taken care of.We are taking pictures and videos of everything, we have multiple professionals that have documented everything (and told us to lawyer up) and have neighbors that we have already had agree to discuss their  drainage problems when we get a lawyer.