Wow based on multiple input from variety of reliable contributors looks like Mr.Cohen is fraud and swindler, who run financial pyramid scheme using new investor funds to pay off old investors.

I bet you will be buying a house in no time once you start working with a lender that is able to offer a variety of loan products and outline the steps you need to take.

So, 6k in cash and proper insurance would cover a full roof, or most of both furnace replacements (retail), or a large variety of odds and ends. 

Is it a function of units or time or variety or spectrum of industry exposure?

I have 13 years experience in a variety of capacities and look forward to connecting and learning from all of You! 

@Dan Dunmire- feel free to join a group of us gathering informally where you may be able to get a variety of opinions regarding the market here.  

I know the ins and outs of construction, I have a great relationship will a wide variety of trades people and I am pretty handy myself.

Error and Omissions insurance only covers so much and a quick google search has shown a variety of reasons why it might be a good reason including potentially lower taxes (I am going to need to research that more).    

There are lots of great amenities like the Zoo, Botanical Gardens - many of which include free admission for residents because of historic endowments, Forest Park is larger than Central Park, and there are so many other beautiful historic parks (Tower Grove Park, Benton Park, Lafayette Park) and a variety of unique neighborhoods that offer different lifestyle and investment choices.  

Colorado is very expensive, the insurance in Florida is also very expensive, and we are hesitant to purchase more properties in the area of Missouri where we already have rentals for a variety of reasons.