Ask them the minimum you need to to do to get it sold for the best value this summer.  

I'm also in the Seattle area , although I'm fairly to to real estate investing.Natalie

It made me sad that I did not have an extra 800K (or access to) to take advantage of that opportunity.Long story short, even *if* we were looking for the same thing, there are more deals than you and I have capital.

The bank I'm speaking to now are trying to get to to sign on for a 400k 5/5 ARM loan. 4.5% initial interest for 5 years 20 year amortization.

The bank I'm speaking to now are trying to get to to sign on for a 400k 5/5 ARM loan. 4.5% initial interest for 5 years 20 year amortization.

(which websites, or which office in my county could I go to to access these records)  Any detailed guidance you could give me would be really appreciated.  

I have received so much education and guidance from BiggerPockets re: direct mail, website, sellers and buyers list, etc. in addition to to the fact that I am a broker and member of my local MLS.

So for everyone who has been following this I found out today from the mortgage company that my loan is with that if I want to have the mortgage insurance removed (which would free up another $112 a month) I need to get the loan to to 78% loan to value which would mean I would have to pay the loan down to $89,700 from the current principal balance of $108000. 

What if I'm submitting offers on my own to owners that are not on the market, would it be safe to generate my own contract ( I know that the safest option is to have an attorney draft one up but I don't have an attorney right now or the means to get one) or is there a source I can go to to get an example of one?

I believe that REI is what I need to to to plan for our future.