“These amounts will count toward the required minimum distribution for the respective tax year,” McGuff says.In addition, the elective deferral limit for 401(k), 403(b), 457(b), and Roth 401(k) plans now stands at $23,000, with a catch-up contribution of $7,500 permitted for those 50 and older.

If somebody was a little more respectful or actually had something relevant to ask, I would be happy to have a conversation. 

You’re probably thinking, I don’t know this person so why should I get involved… just remember that we’d both be in the same boat, we both have to trust and respect one another, but read to the end, and learn more about me.I was born and raised in San Jose, California by my beautiful, wickedly smart and fiercely independent single mother.

If you are on the fence with respect to purchasing real estate, then you can always add language in the sales agreement permitting the assignment to an entity you will create for the purchase the real estate.

. :)  Well put, when you provide a quality product you earn respect and credibility.

Ethics and rules have to be respected. 

Treat the distressed with respect, they know they have troubles.3.

They're making a respectable market and trying to acquire the property at the lowest price they can, within reason.

What is the tax treatment with respect to reporting, depreciaiton, etc.

If there is no agreement on price, you can terminate the deal without risking losing your earnest money respectively.