thanks everyone for the replies, just getting back to this thread I will review in more detail.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Most folks protect the furnishings with a security deposit, would make sure that is detailed in your lease agreements

A few of the details and questions I have are below.

I can’t tell from your post if you lived in the property during renovations, if this is your 1st flip, if you rented it, or your intent at purchase and these are important details that have significant tax implications....

@Issa Santos- I found 8 lawsuits they've been in, but I don't know of the details. 

They will generate a report to you based on their findings.Type 2 - conducted by an engineering firm where they will have you complete a questionnaire.The questionnaire will ask you details regarding the house and therefore, I would recommend having a home inspection or appraisal at the time of completion.The above two studies have pros / cons and differences in cost and turnaround time.Best of luck.

Consulting a CPA is a must to navigate these nuances.Double-check these details with your lender and CPA to avoid surprises and keep scaling smoothly.

You don't need to include the specific details on where the security deposit is held in the lease.

They came across too pushy and didn’t get enough detail and when you’re new to something and about to put an abundant amount of money somewhere, you want to feel safe and like you have all the information and I just didn’t with his team.