I like First American but check rates. 

She's a successful, local investor who should be able to guide you.If you do decide to invest south of the border, please, DO NOT get an American coach.

I am buy and hold; however, during the rehab period I use 'vacant property' coverage from American Modern.

Be sure to understand whether or not your home is under the Historic Society as they limit the types of materials you can use for rehabs.

Zach The group that is selling the property is the towns historical society.

With this many people and animals in the house it may cost me loads of money.Sorry Im venting a little bit - people like this make me lose more faith in society - I've always been the type to do things on a handshake and a mans/womans word means something - I've treated people with respect and gotten it back - it doesnt appear to be a 2 way street with this guy. 

Warranty is with First American Home warranty - Planning to speak with them first.Hoping not to get burned here.ThanksChad

I think that most Americans were feeling that healthcare, childcare, etc have risen significantly.

Each time, society convinces itself that the current boom, unlike the many booms that preceded catastrophic collapses in the past, is built on sound fundamentals, structural reforms, technological innovation, and good policy"

Here is a link to a chart from First American: http://www.firstam.com/title/ca/santa-cruz/resourc...