I presume current and previous addresses are on your application, which you could then verify their claim.

I called him up to verify he still hasn’t signed with the realtor yet but insisted I talk to the realtor.

Checked with a CPA, it was odd because the loan officers / mortgage lenders didn't know I could do this until a CPA verified, then all of a sudden, they said oh yes you can do it..

You're not the borrower and you have no vested interest in the property.The FIRST step is to verify that there is still an auction date scheduled and the case is active.

They can verify it meets current law, explain some of the more complex clauses (e.g. joint and several liability), and maybe provide suggestions on where you could strengthen it based on their experience.In my experience, most attorneys have very little experience with landlord-tenant disputes.

While the VA IRRRL program itself is legitimate and beneficial for eligible borrowers, it's crucial to verify the authenticity of the communications you receive.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

It will make your life easier since potential clients will be able to look you up on the NMLS website to verify you are a legit loan broker.

Next month there was another property on the same block, basically identical to the first one, on the auction block.

I strongly believe in only hiring through verified contacts.