Today Bitcoin is about $93,000, can you buy it today for a 35% discount or $60,450?

When you go to sell, Montvale requires a certificate of occupancy so this issue has to be resolved in advance of a sale.Although I am not a lender, I assume you will not be approved for an owner-occupied mortgage on 5-units if it is a legal 4-unit without some type of mortgage fraud whether in reported rents, units, or another legal document or representation (very very large issue from a legal perspective with multiple arrests in the last year for anyone playing fast and loose).As far as the DCA, I would recommend coordinating your work with the city with the DCA.

A property valued at 600,000 today will be valued at 765,000 after 5 years at 5% appreciation per year.  

Just spoke with a business dev rep from BAM today, good conversation, said theyre not worried about rates right now and have plans in place to account for them. 

IF they ignore you, file for eviction fast.

You absolutely want to be concerned with this.I would just argue what you're concerning yourself with today may be totally different in that 10-20 year period.

Or, would it be beneficial to hire an employee to handle day to day tasks?

For others that don't do this day to day, it may not be so basic.We use FINDIGS.

It’s astounding how many fake documents are circulating today—you can find everything from fake references and stolen Social Security numbers to falsified income documents.To combat this, we rely on tools like Plaid, Verifast, and Snappt, which are excellent for verifying financial information and detecting fraudulent activity.

In fact, I think it's the most viable option for real estate investing today.