Lots of loan options can close in an LLC, helocs usually need to close in your personal name.

Choose the Right LocationProximity to Campus: Prioritize properties within walking or biking distance to minimize transportation costs.Safety and Security: Research neighborhood crime rates and local security measures.Access to Amenities: Look for nearby grocery stores, healthcare facilities, and entertainment options.3.

I'm open to helping you explore your options.

Quote from @Patricia Steiner: There are several lenders who offer low/no closing cost options for first time homebuyers.

Personally, I wouldn't offer SubTo or a Wrap, For reasons I've written about fairly extensively. https://www.biggerpockets.com/forums/70/topics/1227199-the-m...However, I would sell on "Lease Option" and that may work for you.

Don't be so quick to indebt your paid off townhome until your learn creative financing and review all your options.

Shared housing provides affordable, flexible rental options for young professionals, remote workers, and students.As shown above, co-living properties have more demand than traditional two-bedroom units and appeal to a wider tenant base.2.

They likely will be a bid on the 2 year balloon options, too, in 2025. 

With your income and the option to use an FHA loan, buying a home could be a smart move, especially if you plan to rent it out later.

I’ll also connect with locals through BiggerPockets or Facebook groups for first-hand insights.If visiting isn’t an option, lean on a reliable local team (agents, property managers) to help vet the area.