@Mark Cruse thanks for your response. 

While rates were near all time lows, we bought a home that we could reside in and rent out the backyard detached living garage space.

I can imagine that, with the wrong mindset, it could feel like an invasion or disrespect of your personal space. 

Quote from @Mark Alford: Nghi Le, what additional detail would help with this question?

But most importantly, they do not need to be paid back.Funding Sources:Local Government/MunicipalitiesState GovernmentPrivate FoundationsFederal GovernmentFamily OfficesCorporationsWhen applying for a grant, ensure you have an understanding of the details such as eligibility, your project readiness, the purpose, funding amount, areas of funding, limitations and deadlines for the application.The prime candidates for a grant are 1) those developing a real estate project or physical space, 2) scaled non-profits and 3) certified non-minority owned businesses.Ensure you are able to provide the following documents before applying for the grant:Show site control through documentationA project description or business planConceptual drawings or renderings of the physical spaceProfessionally prepared budgets for the company and projectWhat does the grant application process look like?

It's great to run into other positive individuals in multifamily space. 

@Ori Skloot  If you are paying your employees $ 27 an hour , with withholdings , workmans comp , and the other related costs , they are costing you around  $ 38.00 to $ 42.00 an hour The true cost of your labor was closer to the $ 9000 mark . 

There are plenty of cash-flowing markets here - especially in the STR space.

I was coming from the notes space where almost all transactions begin with an Option.

Also, you may want to look into a two family home and rent out part of the space of your new home under the FHA loan structure too.