For example, I am a little concerned about some aspects of the business cycle recovery and a potential for a double-dip so I lean toward the safest part of capital stack which is debt (or low-debt equity).

There is a reason they don't come back, because life is hard and day-to-day life is a struggle in some aspects. 

There are some good aspects of 7% interest rates, as I laid out Last Week.

For me, is the financial aspect of it. 

At the very least, I am buying you a few rounds of Macallan's and lunch/dinner if you'd allow me to :)  I am going to attend the next courthouse auction to be a spectator and hope to run into you.I have a couple of questions - How do you buy the properties?

How is the quality of rehab and property management aspect ? 

., and borrower profile requirements such as experience level, credit, and other important aspects to your borrower.

Thanks 100%, and an important aspect is the collapse of home building was the best-worst thing that ever happened to me, because I was in that box of fear, uncertainty, doubt, hesitation until I was very literally pushed out of that comfortable box.   

Pair that 110% with a 1.00 DSCR minimum and you will likely achieve the loan you are looking for.Now, the group-home aspect is another story.

You are spot on that good design and other aspects like optimizing communications and your listing in the algorithms are critical for maximum profit.