It takes no more than a 4th grade education in my opinion to become filthy rich.

Executed Broker Loan Fee Agreement, if applicableAdditional items required to approve, document and fund the loan1.Appraisal Report by an approved appraiser2.Formation documents of the Borrowing Entity (LP1) and Tax I.D. number3.History of property ownership if purchased from a related party4.Closing Statement for the property (or proforma closing statement if under contract)5.Joint Venture agreement (if any)6.Preliminary Title Report with underlying documents7.Geotechnical Soils Report8.Phase 1 Environmental Site Assessment 9.Site plan (with units plotted)10.Grading Plan 11.Architectural drawings with specifications12.Architectural agreement (if any)13.Engineering agreement (if any)14.Construction Contract (if any)15.Insurance broker’s name, address, and phone number (builders all-risk, general liability)16.Independent cost review may be required17.Related Debt Certification (Loans To One Borrower)Notice of Right to Receive a Copy of the Appraisal Report Here is the info to help you out.

We provide thru our direct commercial mortgage financing lender commercial real estate funding nationwide.Our lender has funded nationwide from $1,000,000 to over $400Million since 2003.They deal in Purchase,Refinance,Construction,and Permanent financing.Our funding comes via our direct relationships with Banks,Conduits,Insurance Cos,and Private Money.We have Stated Income/Assets to $3 MillionFull Doc to $100 MillionConstruction to 90%LTCMultiFamily to 90%LTVOur famous and successful 5-7 Day close funding program is available.No Appraisal is NeededYou must have an Income Producing Grade of A-B,no exceptions,and you must be the direct Principal Borrower,we do not deal with broker chains.If you have immediate need,and have a quality Executive Summary,contact me.Don CarterPh:803-250-8379

My sixth grade graduation teacher actually wrote those very words in my year book!

That is how fresh knowledge comes.Schools emphasize perfection, and grade "making mistakes"as a bad thing.

On a downward slope with an appox. 20% grade.4.

There are different grades of granite too - most of the cheaper #1's are ugly.

But I'm just saying that golly gosh darnit, why on earth did they not teach me this in grade school or college?

My opinion is to buy your carpet from a carpet store, buy builder grade, but get your own installer.

We find $28,000 might get you a top grade roof, gutters, new windows, molding, great paint job including closing costs etc. but more like $50-$60k for new kitchen (granite/stainless appliances/tile)...maybe a bath and refinished hardwoods.