. :)  At the very moment (likely through next week) i'm on a temporary lending freeze, likely just through the end of May, then back to business after that. :)

We invest outside the city at this moment.

I am currently rehabbing my primary at the moment with plans to rent out this fall.

But for most buyers, the goal is to make your offer better than the other offers on the table, so you actually get the deal you are after.Look at it this way - Assume for the moment you are the seller, and you receive four offers:1.

So you have to evaluate your situation and make the decision whether real estate is the right move at the moment.  

He doesn’t own another property at the moment free and clear to use as collateral.

I mean if you go to buy a car and offer the dealer the advertised price , then someone else walks in at that moment, and says I want to buy the same car , the dealership doesn’t make you bid highest price! 

My area I feel has very little appreciation at the moment although rental prices have increased rapidly over the past couple years (many landlords have not yet raised prices to what market can support). 

We cannot as we are out of country at the moment.

May not affect your situation at the moment but something to keep in mind as you grow your portfolio.