It’s a tough spot, but it looks like you’ve got assets and options to work with.

This being said, that would justify only a reasonable price increase caused by the cost of materials.

Appraisal can be tough on the hard money side of things if a lender requires one.

Unless someone specifically wants to work with us, they have a tough scenario in terms of qualifying, extenuating circumstances... so on and so forth.... 

I would definitely accept a $3,000 quote to paint my whole interior, especially if that included the cost of materials.

@James Harryton I have been filling up a building with high quality grade materials and amenities.

As an investment property owner, this means less maintenance and fewer unexpected expenses from storm related damage, often resulting in more affordable insurance premiums, less wear & tear on mechanical equipment, roofing materials or exterior surfaces.

@Steven OlivasI would BRRRR something, but that's just me, and the market is VERY tough right now.  

As you do this more often, you'll be able to keep a spreadsheet of per square foot prices for materials and labor to get things done and you'll be able to estimate this yourself.

Hopefully people smarter than me can chime in here for more creative ways to get rehab money, perhaps using the house as collateral in second position if possible.That's a tough one if you want to keep it.