It has literally made me hundreds of thousands of dollars.

As mentioned, ensure that client is working with a lender that will refund any remaining 2/1 buydown funds in the event that they refinance before the 2nd year is up, since my crystal ball says that's (beep boop boop) about 87.2% certain to happen (Barry Habib, two three time crystal ball award winner [literally, and among other accolades], agrees btw, though his crystal ball unlike mine does not have the scienterific precision to pin it at 87.2% exactly).

Even if you buy the right property, managing the rental and tenants can literally destroy your finances, sanity, health, family life, etc.Keep educating yourself and keep trying!

DonAnswer questions like "what state should I invest in" or "what do I do with a tenant not paying" or my favorite "how do I transfer my home into a llc" which literally has been asked more times than a school bus of 10,000 kids on a trip asking "are we there yet". 

My passion comes from the fact I get to change people's lives, literally.

I am literally DOING this right now.

Always available to answer calls and questions literally any time of day!!

And does the buyer need their own bank to finance or are they literally just using seller's bank still when they take over the existing mortgage payments?

Everything is in the text, I literally asked for clarification.

It's literally naive investor money is being thrown away.