My main concern is how to avoid activating the due-on-sale clause when transferring the deed.

They used to talk about the 2% rule, which was basically a ruse to get you to buy in the absolutely worst part of town where you got 2% on paper and only on paper.

But quite honestly, how is that truly constitutional. 

Also, is there a clause I can add to the lease to protect us from potential bankruptcy?

As someone who eventually wants to buy, I don't see that making much sense.

@Lincoln Bartlett You will need to use propertyradar, propwire, or propstream to create lists and reach out to distressed homeowners via postcard or text message.

Quote from @Gideon Mukoro: Landlords, property managers, and tenant screeners—how often do you encounter fraudulent income documents (bank statements, paystubs, etc.)?

What would you do to improve it? 

Currently have a duplex I’ve been in 3 yearsMortgage 3.65% pmt $850Tenant pays $875Heloc $30k——monthly $291The issue I am running into isRates are so high right now and it’s a lot harder to find another that will cover full mortgage.Does it make sense to leave somewhere that it is full covered to go to one that is not?

How can I do that" Again rather than give advice when I am not a tax professional I figured I would pose his question on the forums to see what response the community would give.