Such a bad first impression if the buyer is standing there while the realtor is struggling to open the door.

Sure, but for every bad contractor there is also a bad investor/ home owner that has not paid a tradesman upon completion of a job.

It is my belief your current situation is not a bad position (it is a goid position that will improve with time).  

If so and the monthly payment isn't too bad then you're still moving the needle forward if your main goal is wealth generation and not just cash flow. 

@Jorge Caceres  too bad that can be expensive.

This is bad math, once most people factor in their income tax bracket. 

Hello, I have a primary residence and about $10k in bad debt (not including car note, student loans and a small medical bill).

Is that so bad?

Best part is NJ is not what its made out to be in terms of landlord friendly, the state gets portrayed as the entire state being bad when really most wacky laws are in the major cities and they apply to 5 units or more.  2-4 unit multi families fly below radar per say. 

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