If I'm ever in need of a broker in the DE markets, I will reach out. 

The recent undersupply has created serious affordability challenges.This data confirms what many of us already feel in the market: we need more housing.

You could put most of your funds in the stock market and access them when needed for a HML.

There is no one size fits all answer for this question, market to market, and property to property are all different. 

Exactly Tom all of my sub to over the years have been deals were we got the assets for far below market did rehab and resold generally within 9 to 12 months we never bought them to keep as rentals.

Do you have any projections for what will happen with the insurance market for this year, or is it even possible to project? 

Quote from @Devin James: We’ve slowly been improving our homes the more we’ve built and the more feedback we get from our Buyers2021 – Added 8ft doors throughout the home2022 – Added a new elevation with stone in the front of the home2023 – NO carpet in the bedrooms, LVP throughout the home2024 – Added hurricane impact windows & new color options2025 – Adding Ceiling FansGotta be open to feedback and adjust accordinglyThis can be the difference of your home sitting on the market for 4 months vs 1 month where's the modifications and pictures?

I believe the value would get passed to them and the current market rate. 

its a booming market! 

Unless you are sourcing properties yourself off-market, REI became much more challenging in 2023, and downright brutal since the start of 2024 here.