Most lenders will also look at debt coverage ratio which limits leverage at this time due to higher interest rates.

Charge the tenants a higher rent rate and include utilities with their rent.

Using a CAP rate of 7%, the $16,000 becomes= $228,000 of added value. 

You might want to check out listings in your neighborhood to get an idea of the going rates and what amenities other hosts are offering.

My interest rate and purchase price wouldn’t allow for positive cash flow unless I charged an unreasonable rent—or put about $500K toward the principal, which isn't ideal.I’m a high earner, so I’m weighing my options:Take the loss ($60K-$100K), buy another house, and chalk this up to a hard lesson learned.Refinance, put more money into it, and rent it out long-term—even if it’s not immediately profitable.Invest my money elsewhere and try to make peace with staying here for several years.Would love to hear thoughts from anyone with experience in real estate, financial strategy, or noise mitigation.

Where these numbers are found, there is a very high rate of rent actually being paid.We have over a dozen Fortune 500 companies just in Metro Detroit with huge Healthcare, Auto, and mortgage industry National footprints.

Considering a rate buydown on a DSCR loan?

Just like the asking price, just because the owner suggests one interest rate or term doesn't mean you can't offer something different. 

If the rents are already nearing market rates, will she be able to go up that much? 

He may accept a lower rate than bank financing.