Again while they may legally be bound to an agreement, you are going to have to go through the court system to get them to abide by it, and that is not going to be easy or cheap.I see your point.

I spent several man-hours organizing our data for easy interpretation.  

Don't focus on a "rule of thumb" as a rookie.

Convincing her to cooperate wasn’t easy.

@Kenneth Tiedemann if you're investing in San Diego, I've had good experiences with easy street capital and aqua funding.

The requirement to do this generally involves an experienced GC signing on the borrowing entity as a 20+% owner thus making them a signatory on the loan and responsible for the debt which in most cases is not very easy to find.

Fees should be clearly stated in writing, easy to understand, and justifiable.

Sounds like a pretty easy way to get in over my head fast, but at the same time, it seems like an opportunity to pick up a property WAY under market value and there theoretically should still be plenty of meat on the bone.

This satisfies the rules for 1031 exchange. 

If I use a RMLO service I assume they cover the Dodd Frank and other consumer rules?